SMART SME's

SMART SME’s is an integrated digital solution by TLab Code Technologies LLC (TCT) designed to transform and empower Indonesia’s micro, small, and medium enterprises (MSMEs) through the use of cutting-edge technologies such as AI, Blockchain, and Big Data. Built in alignment with the Ministry of Cooperatives and SMEs' digital transformation goals, SMART SME’s enables data-driven financial access, intelligent profiling, and secure digital identity for millions of MSMEs nationwide.

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ChallengeFragmented MSME Ecosystem and Limited Access to Finance

MSMEs face fragmented data, limited access to finance, and lack of personalized support—hindering their scalability, productivity, and inclusion in formal economic systems.

SolutionSMART SME’s – An Intelligent, Secure Ecosystem for Empowering Small Businesses

SMART SME’s is an AI-powered platform that strengthens SME growth through credit risk analysis, blockchain-based digital identity, a virtual assistant, and real-time data dashboards—enabling financial inclusion, productivity, and trust in a scalable digital ecosystem.

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